All posts by umar

Why I purchased property in Dubai

Few years ago I purchased a house in Dubai and I am living in it now, rather happy and satisfied.

I am often asked, why did I decide to buy in Dubai specially when it is considered a very volatile and unstable market for real estate investment. I will try to answer this question in this post.

When I moved to Dubai, I had no option but to rent a place. The property values, or Dubai bubble as some may call it, was at its peak. The rents were super high. But still, I had to rent a place, like many others who live in Dubai. But what bothered me most was that I was paying very high rent to live in this city, and I didn’t know how many years I was going to live here, but at the end of my stay in Dubai I would have nothing to show for it. I probably would have paid hundreds of thousands of dirhams in rent over a decade or so (assuming I was going to live here for 10 years) but I would still be empty handed.

And then the property market crashed. Real estate prices dropped like a stone. Interest rates plummeted. It was a buyer’s market. The banks offered highly attractive deals for a mortgage. So I talked to a bank and applied for a mortgage. Meanwhile I also started looking for a nice apartment or house to purchase. Until that time I wasn’t sure I would actually purchase something, but I wanted to see how to goes.

Turned out luck was on my side. So the bank approved my mortgage application, and I found a beautiful newly constructed town house, perfect for my family and ideally located. I made my offer and the seller accepted it. Rest of the paperwork took a few weeks and before I knew it I found myself moving into my very own house in Dubai. It was surreal!

I have been living in this house for a few years now, and I can say for sure it was one of the best decisions of my life to purchase a property at the peak of a downturn. It was a big risk but it was well worth it. The peace of mind is just priceless. I don’t have to worry about rent increases, finding and moving to a new place every couple of years, the stress and hassle of moving, and settling down all over again. Many of my friends are still doing it.

The two biggest factors that influenced my decision to purchase were:

1. I was paying the rent anyway. So why not pay the bank in form of mortgage and have this peace of mind that my money is not going to waste. I can sell my property and get my money bank. The fact that property value has more than doubled since the downturn means I will earn a decent profit when I sell it. I can even rent it out and live off the rent since mortgage payments are so low because of low interest rate, I will be left with enough cash even after paying the mortgage.

2. There are no property taxes in Dubai. And despite all the speculations, it is a pretty safe form of investment. The property value in Dubai will only increase in long term. Yes, there might be some minor corrections here and there, but in the long term the value will not be lower than what I purchased at.

If you ask me, I would say If you have enough money to pay the down payment, and if your mortgage is going to be more or less same as what you are paying as rent, then go for a purchase. Another factor is if you are planning to live in Dubai for long term then it makes most sense to buy your own property and sell it when you leave, for a decent profit.

Needless to say, the above circumstances might not apply to you. So do your own research and analysis before making a decision.

The Best Places to Visit for Entertainment in London

The Big Smoke ensures you’ll never get bored again.

London is a city renowned the world over for its rich cultural heritage, and the city is quite deserving of its status as an international travel destination. The Big Smoke offers world-class entertainment to everyone who visits it, and if you’re going to London for some great shows, here are the best places to visit:

  1. Somerset House


Somerset House is one of the most popular entertainment venues in all of London. A magnificent arts and cultural center, the Somerset House transforms to fit the seasons. In the summer, 55 fountains dance in its courtyard, while in the winter, it transforms into London’s favorite ice skating rink. Somerset House is also renowned for being home to London Fashion Week, housing various art exhibitions and performances by different artists, and even holding workshops for families to acquire new skills.

  1. Theatre Royal Drury Lane


Established in 1663, the Theatre Royal Drury Lane has been providing world-class entertainment for centuries. It’s also a favorite of the Royal Family, and it has two royal boxes. Its rich history includes being the place where the public first heard Rule Britannia, and even the National Anthem, so history buffs visiting London will have the time of their lives here.

  1. Hippodrome Casino


One of the city’s older buildings is now one of the most popular entertainment hubs in the area. Described on Mayfair Casinos as “A looming structure that has been everything from a circus to a theatre to a nightclub” and “a must-see for anyone seeking a taste of entertainment in London”, the Hippodrome offers not just a great selection of casino games, but also live performances by some of today’s greatest artists. It’s also a great choice for discovering new acts.

  1. Ronnie Scott’s Jazz Club


Ronnie Scott’s Jazz Club is probably one of the few jazz clubs in the world that is capable of sustaining a full to bursting audience almost every night. Established in 1959, the club has played home to some of Jazz’s biggest names, as well as some up-and-coming artists who are yet to make their mark in the industry. But the club isn’t just for Jazz enthusiasts, as Ronnie’s Bar, located upstairs at the club, also has eclectic DJ sets and live music that includes flamenco, blues, jive, and even tap dancing.

  1. Southbank Centre


If you’re looking for a more laidback atmosphere, the Southbank Centre is for you. It’s been called “the most vibrant arts centre in the country”, “Britain’s leading arts institution”, and even “The most buzzy, music-filled site in the whole of London” by various news outlets. What makes the Southbank Centre so entertaining is its reputation as a festival center, and the various art and activities that can be experienced both inside and outside of the building. There is a wide array of cultural events offered here, from music, dance, art, spoken word, and performance art.

What are your favorite places to visit in London for entertainment?

@WrittenbyJenni

Places to Visit in Turkey and Their Specialty

Given Turkey’s diversified natural beauty, its historical and cultural values together with its fascinating buildings, it has become one of the favorite destinations to millions of tourists. Every consecutive year, tourists make time to visit Turkey and spend quality vacations there. Indeed, Turkey has various attraction sites with diverse specialties. In order to make a visit to Turkey worthwhile, one has to find out about the places to visit prior to the vacation. Below are some places that one can visit in Turkey, but compared to their magnitude, these are just a tip of the iceberg.
1. Turkey’s Traditional towns
Indeed, Turkey forefathers established great architectural background. They created wonderful traditional houses that still exist up to date. Today, those famous houses are home to millions of Turkish citizens. In fact, some of them have upgraded to town level and they include:
Safranbolu- The town lies within the black sea region of Turkey. This town dates back to the 17th century, and it is a preservation of some of Ottomans architectural works.


Ankara — This is another one of Turkey’s attraction sites. Furthermore, Ankara is Turkey’s capital city, causing it to have a very high population density. Among the attraction sites within this city are museums and markets which are large enough to keep one busy for a whole day.


Antalya — This city is truly a breath taking holiday destination. It has naturally beautiful beaches and gardens that create a friendly environment to visitors. Further, Antalya boasts for its friendly and welcoming population. On a visit to Antalya, one notices the cooperative behavior of the inhabitant creating an urge for one to reside there a bit longer.


2. Turkey’s Shopping Malls
Of course, upon visiting a new environment, tourists often purchase attractive products to carry on their return home. However, it might be a challenge finding something that is unique and of high quality. However, upon visiting Turkey, one need not worry since there are various shopping malls, most of which deal in Turkey’s antique products which one cannot find anywhere else. Some of these famous shopping malls include:
The Grand Bazaar — This shopping mall is located in Cukurcuma Antiques District in Istanbul. It specializes in antique and new Turkish products ranging ceramics to large ones which include carpets. One Turkish ceramic characteristic that attracts tourists is decorations. Indeed, the Grand Bazaar should be on everyone’s must visit list.


Istinye Park Mall — This is among Turkey’s latest shopping malls. Istinye has a unique design including closed and pen air sections. This new mall specializes in various things among them flowers, books jewelry, cafés and restaurants.


3. Tourists activities
As a tourist destination, Turkey region of Cappadocia offers a number of interesting activities ranging from sports, arts and culture. Along Turkey’s long coastline, tourists can engage in several activities including swimming, water rafting, yachting, hiking and above all the incredible hot air balloons. Cappadocia is famous for its hot air balloons activities that attract over a hundred balloons in a day. In addition if one makes a visit to Turkey during the hot weather, one can enjoy underwater diving and enjoy seeing the sunken ships. Similarly, among Turkey’s mountainous regions, tourists can go for mountain climbing and skiing.

In case one is travelling from India to Turkey, one can get the Indian Visas online or on arrival to Turkey.

Top 10 Romantic Places in the World

Going for a honeymoon or exploring the world with a loved one needs an exotic place. The world is endowed with some of the most amazing places that will leave you with a memorable experience.

These 10 places will offer you and your loved the most memorable experience.

Island of Langkawi

This place has been termed as the paradise on earth. It provides an atmosphere of love and harmony that can only be found in Paradise. It has tropical forests, snow-white beaches, picturesque mountains and amazing waterfalls.

According to legends, it only attracts people with a pure heart. Moreover, it has been said that the couples who have visited the place will never quarrel or be affected by treachery.

Cyprus

This is where you will find the beauty of love before and after the sunset. In addition, in the evening, you can spend a romantic evening on the shore. This place is filled with sun, golden sandy beaches, cozy cloves, pine forest it also has romantic history that dating back to centuries.

In this place, there is love for everything with quiet mystery of bygone centuries

Cuba

This country is endowed with beaches and sunshine, diverse flora and fauna, beautiful coral reefs, amazing ocean and 290 natural beaches. Here you can easily get rid of vanity, forget all the problems of the world and get into the natural world of beauty and tranquility. In addition, it has fine restaurants with traditional and African cuisines, which lovers can enjoy.

Once you have visited the place, it might seem that it was created for you to enjoy.

Scotland

This is the best place in the whole world. With its amazing culture and traditions, it blends a century old traditions with the modern culture, suitable for lovers. It provides you with a vacation from the daily hustle and busy life experiences. It has scenic nature and architecture, fogs and romance, castles of England and Scotland.

At night, restaurants will give you romantic meals by the candlelight and wine within the room. This makes the trip to Scotland special.

Paris

The heart of France appears with all its pleasure and splendor. Paris will offer you famous wines, nice cuisines, romantic poetry and artistic paintings by the famous artists.

Paris is where you will find all the joys including the famous french kisses.

Greece

This country has gods, heroes, olives, orchard trees, crystal sea, endless land, sophisticated city, and the delightful aroma of the summer dusk. Before visiting the place, you will have a premonition of love and happiness.

This place is worth remembering with some trepidation after visiting it with a loved one.

Seychelles

This lost city in the Indian Ocean has more than 100 islands. Seychelles is one of the smallest and yet the most beautiful country in the world.

Spending time in this amazing island will be memorable.

Wilson Island

If you are looking for a holiday without being bothered for passport, then this is the place located in the great barrier Rift in the Queens land. With a maximum of 20 guests at any given time, you are guaranteed peace full stay.

It is virtuous from the human perspective endowed with an array of wildlife and exotic nature. Besides, you will realize that life can be much easier.

Mexico City

This has been termed as the city of love.

There are many gorgeous locations tucked away in this awesome city. You can have a beach wedding in the sun or tie a knot with your loved one at sunset.

The most amazing thing is that you can decide to do nothing since the hotel does everything for you as you enjoy your vacation.

Istanbul

This is one of the most amazing cities in Turkey. There are many cultural places to visit that will give you and your loved one memorable treat. In addition, you can go for shopping in places such as the Grand Bazaar. It also has some of the best hotels in the world.

Looking at these amazing places, it is up to you to decide where you want to visit. However, If your plan is to visit Istanbul, it is recommended that you apply for a Turkish visa. Turkish visas can be applied for both online and offline after meeting all the requirements. Once you are in Turkey, you should not stay more than the time allowed as you can risk getting penalized.

Hope you have enjoyed this post. Please share it with your friends and let us know your feedback in comments section.

App Review – Digital Clock Widget

Good thing about Android is that you can put widgets on your home screens which can give you relevant information without starting the app.

One such widget is Digital Clock Widget.

There are many clock widgets available for android but this one is different. Usually a clock widget will give you a couple of styles but this one offers fifteen beautiful clock and date styles to chose from. You can select a different style each month and not see the same style again for more than a year.

Another great feature of Digital Clock Widget is that it offers a smart tools bar as part of the widget. You can configure this toolbar to access your most commonly accessed apps directly from the widget. No need to go to apps menu or any other app launcher.

The interface for this widget is very user friendly and intuitive. It looks well designed and polished.

This widget lives on my home screen and helps me every day. Give it a try. I am sure you will like it.

Download Link: Digital Clock Widget on Google Play